Residential Division • Northwest Arkansas, AR • Lic #039182

Class 4 Impact Resistant Shingles — 28% Insurance Savings & Hail Defense in NWA

Why Northwest Arkansas Homeowners Are Upgrading from Standard Asphalt to UL 2218 Class 4

•50-Year Non-Prorated Warranty: Direct GAF factory backing covering all tear-off, disposal, materials, and certified labor.

•Class 4 Impact Resistance: Rubberized SBS asphalt shingles qualifying for up to 28% annual insurance discounts.

•Local Benton County In-House Crew: $2,000,000 liability insurance and daily magnetic yard sweep guarantee.

Call Commercial Dispatch: (479) 929-2516 Read NWA Cost & Claim Guides→

Local Weather & Roofing Realities in Northwest Arkansas

Specific architectural and climate challenges across Benton & Washington County roofs.

Climate Impact01

Standard Shingles Shattering in 1.5" Hail

Standard architectural shingles become brittle as they age, causing hairline fractures that allow water directly into your roof deck.

Class 4 shingles pass the UL 2218 steel ball drop test (a 2" steel ball dropped from 20 feet twice in the exact same spot without cracking).

Structural Risk02

Rising Arkansas Homeowner Insurance Premiums

Home insurance rates in Benton and Washington counties have increased due to nationwide storm losses.

Arkansas insurance carriers (including State Farm, Arkansas Farm Bureau, Allstate, Travelers, and USAA) provide mandatory discounts of 15% to 28% for installing certified Class 4 roofing systems.

2026 Homeowner Pricing Guide

Roof Replacement Cost Estimator

Calculate your estimated investment or insurance deductible for your Northwest Arkansas home.

Estimated Roof Size

25.2 Squares (2,520 sq ft)

1. Home Ground Square Footage2,400 SQ FT

1,200 sq ft (Ranch)3,000 sq ft (2-Story)5,500+ sq ft (Estate)

2. Roof Pitch & Steepness

3. Select Roofing System

Filing a Storm Damage Insurance Claim?Insurance typically covers the full replacement cost minus your deductible.

Your Policy Deductible:

Estimated Investment Summary

Your Out-of-Pocket Cost (Deductible Only):

$1,000

Your insurance carrier covers the remaining balance of $12,608 under Arkansas replacement guidelines.

Selected System:UL 2218 Class 4 Hail Armor

Warranty:50-Year Non-Prorated Factory Warranty

Verified NOAA Doppler Radar Records

Check Your Roof for Documented Storm & Hail Damage

Enter your Northwest Arkansas ZIP code to review verified radar dates, hail diameters, and insurance claim guidelines.

Bentonville (ZIP: 72712)Severe Storm Impact

Max Hail Size2" Diameter

Wind Velocity75 MPH

Documented 2.0" hail strikes across Central Bentonville, Downtown, and Walton Blvd corridor.

Eligible for Free 4K Drone Inspection

Technical Specifications & Code Compliance

Impact RatingUL 2218 Class 4 (Highest Possible)

Withstands severe hail impact without surface tearing or underside rupture.

Polymer TechnologySBS Rubberized Asphalt Matrix

Enhanced elasticity in freezing Ozark winter temperatures.

Insurance ROI15% - 28% Annual Premium Discount

Saves the average NWA homeowner $400 - $850 every year on insurance.

Frequently Asked Questions in Northwest Arkansas

Clear answers for Northwest Arkansas homeowners.

How much more do Class 4 shingles cost compared to standard architectural shingles?

Class 4 shingles typically cost about 10% to 15% more upfront (approx $1,200 to $2,200 on an average home). However, with an annual insurance premium reduction of $400 to $800, the upgrade pays for itself within 2 to 4 years!

Which insurance companies in Arkansas offer discounts for Class 4 roofs?

Almost all major Arkansas providers offer discounts, including State Farm, Arkansas Farm Bureau, Shelter Insurance, Allstate, Farmers, USAA, and Liberty Mutual.