Residential Division • Northwest Arkansas, AR • Lic #039182

Class 4 SBS Impact Shingles: Save Up to 28% on Arkansas Home Insurance

How Upgrading to Rubberized Hail Armor Lowers Your Annual Policy Premiums While Protecting Your Home from 2-Inch Hail

•Arkansas Act 527 Legal Compliance: Strict zero-deductible-waiving fraud protection with transparent adjuster files.

•4K Drone Hail Strike Mapping: Forensic test square documentation for State Farm, Allstate, and Farm Bureau.

•Class 4 SBS Hail Armor Upgrade: Qualifies Arkansas policyholders for up to 28% insurance discounts.

Call Commercial Dispatch: (479) 929-2516 Read NWA Cost & Claim Guides→

Local Weather & Roofing Realities in Northwest Arkansas

Specific architectural and climate challenges across Benton & Washington County roofs.

Climate Impact01

Standard 3-Tab & Architectural Shingle Failure

Standard shingles bruise and crack during 1.5" hail strikes, leading to frequent claim deductibles.

Class 4 SBS rubberized asphalt absorbs kinetic impact and rebounds without breaking the fiberglass core.

2026 Homeowner Pricing Guide

Roof Replacement Cost Estimator

Calculate your estimated investment or insurance deductible for your Northwest Arkansas home.

Estimated Roof Size

25.2 Squares (2,520 sq ft)

1. Home Ground Square Footage2,400 SQ FT

1,200 sq ft (Ranch)3,000 sq ft (2-Story)5,500+ sq ft (Estate)

2. Roof Pitch & Steepness

3. Select Roofing System

Filing a Storm Damage Insurance Claim?Insurance typically covers the full replacement cost minus your deductible.

Your Policy Deductible:

Estimated Investment Summary

Your Out-of-Pocket Cost (Deductible Only):

$1,000

Your insurance carrier covers the remaining balance of $12,608 under Arkansas replacement guidelines.

Selected System:UL 2218 Class 4 Hail Armor

Warranty:50-Year Non-Prorated Factory Warranty

Verified NOAA Doppler Radar Records

Check Your Roof for Documented Storm & Hail Damage

Enter your Northwest Arkansas ZIP code to review verified radar dates, hail diameters, and insurance claim guidelines.

Bentonville (ZIP: 72712)Severe Storm Impact

Max Hail Size2" Diameter

Wind Velocity75 MPH

Documented 2.0" hail strikes across Central Bentonville, Downtown, and Walton Blvd corridor.

Eligible for Free 4K Drone Inspection

Technical Specifications & Code Compliance

Impact StandardUL 2218 Class 4

Highest impact rating available in residential roofing technology.

Material PolymerSBS Rubberized Asphalt

High-flexibility polymer blend that withstands freezing Ozark winters and baking summers.

Average Annual Savings$550 - $900 / Year

Qualifies for insurer discounts with official GAF Class 4 certification certificate.

Frequently Asked Questions in Northwest Arkansas

Clear answers for Northwest Arkansas homeowners.

Which insurance companies give discounts for Class 4 shingles in Arkansas?

State Farm, Arkansas Farm Bureau, Allstate, Travelers, USAA, Liberty Mutual, and Farmers all offer verified Class 4 impact discounts ranging from 15% to 28%.

Is the extra cost for Class 4 shingles worth it?

Absolutely. The small upgrade fee is typically recouped within 18 to 24 months through insurance savings alone, after which you pocket pure financial savings every year while enjoying lifetime hail protection.